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This section discusses the silver lining expected this year.
Your Voice—By Roger Hull
Genpact talks about the transition to a data-centric workflow.
Recovery Tips—Brian Koss
Mortgage Network, Inc. details how to attract the borrower.
New data from Ellie Mae reveals that closed loan rates, especially among refinances, increases in 2012.
Process Improvement—By Tony Garritano
Tony Garritano notes that now that QM has been defined, there may be opportunity for real innovation.
Future Trends—By Roger Gudobba
Roger Gudobba talks about drawing some corollaries to the perception of data in the mortgage industry.
Business Strategies—By Michael Hammond
Michael Hammond says that you should not give your technology away even if lenders aren’t buying.
Industry Shifts—By Paul Anastos
Mortgage Master stresses that there are a few key changes that will happen in mortgage lending this year.
A True Hero—By Rick Sharga
Carrington Mortgage Holdings, LLC shares how unfair it is for some to blame FHA for industry ills.
Enhancing The Overall Mortgage Process
Michael Kuentz of Equifax Verification Services talks about how lenders can do more to be transparent and improve the overall mortgage process.
Thought Leadership—By Barbara Perino and Rebecca Walzak
Perino and Walzak define what thought leadership in the mortgage industry means and why it’s in short supply.
Smart Mobile Tech—By William Walsworth
Five Brother notes that in the end mobile devices offer new potential for field service efficiency.