Angel Oak Home Loans, a retail mortgage lender headquartered in Atlanta, Georgia, continues its rapid national expansion with the opening of multiple branches across the state of Florida. One of the driving forces behind Angel Oak Home Loans’ growth is the ability to provide a wide range of home buyer’s access to flexible mortgage programs that they have not been able to find in recent years. In addition to our traditional products; Conventional, FHA, USDA and VA, the firm is known for providing unique portfolio loan programs and financing to first-time home buyers, clients with less-than-perfect credit, and buyers who have experienced a housing event such as a short sale or foreclosure. In providing unique loan programs to clients that other loan originators tend to overlook, Angel Oak Home Loans is helping to stimulate growth in the Florida mortgage community, building upon its rapid development and hiring. The new Angel Oak Home Loans Florida locations are located in Orlando, Jacksonville, Tampa Bay and Miami-Ft. Lauderdale areas.
Steadfast in its belief that many clients actually hold less credit risk than their credit profiles suggest, Angel Oak Home Loans is helping to empower clients and fuel the rebound in the ability for home buyers to access a home loan. Angel Oak Home Loans delivers a wide range of unique loan programs such as Home$ense, Investor Cash Flow, Portfolio Select, FHA loan programs for first-time home buyers, and jumbo mortgage loan programs for higher than conventional mortgage loan amounts. Angel Oak’s particularly unique Home$ense program helps prospective homeowners with less-than-perfect credit still recovering from the economic downturn to obtain mortgage loans, even after a short sale, foreclosure, or deed in lieu. Angel Oak Home Loans also offers specialty loan programs for clients to take advantage of foreclosures, short sales, and investment property opportunities on the market.
“We are truly thrilled about our national expansion and excited about building the brand in Florida. Our lending philosophy is founded upon a tenet of providing innovative portfolio loan programs, while consistently delivering an exceptional client experience, for both our clients and referral partners,” revealed Whitney L. Fite, President of Angel Oak Home Loans. “Credit standards are very tight right now by historical standards, meaning a lot of deserving people who are safe borrowers are finding it difficult to get the home mortgage loans they need. We’re expanding across the nation to help clients receive the mortgage they deserve.”
Florida is a strong and important market, and Angel Oak Home Loans’ new Florida locations will serve the entire state. Bill Dickens, Licensed Area Manager heading the regional direction in the state of Florida, said “In a lot of ways what we’re doing is trailblazing, providing distinct opportunities for new clients. I’m excited how we’re fueling growth and allowing people to achieve the dream of homeownership in Florida.” Bill Dickens is the Licensed Area Manager covering Angel Oak Home Loans Orlando, Davie, Jacksonville and Angel Oak Home Loans Ponte Vedra Beach