Churchill Mortgage, a lender in the mortgage industry providing conventional, FHA, VA and USDA residential mortgages across 44 states, announced the launch of its Certified Homebuyer Program to improve how borrowers search for and purchase a home.
For many borrowers, getting pre-approved for a mortgage is the first and most important step towards making an offer on a house. Churchill, understanding the importance of expediting the process for homebuyers in a “seller’s market,” will now offer borrowers the opportunity to be pre-underwritten for their mortgage. This initial step will allow those borrowers to effectively get ahead of other buyers and have the confidence that any qualified offer they make on a house will go through in the most efficient manner.
“The first step to debt free homeownership is finding the property you want and getting it under contract, but in many markets, there is a high level of competition between borrowers who may be interested in the same property,” said Mike Hardwick, president of Churchill Mortgage. “Churchill’s Certified Homebuyer Program was designed to help our borrowers get a head start on securing funding so they are positioned to present offers that are already pre-approved and pre-underwritten – increasing their odds of having their offer selected.”
Founded in 1992, Churchill Mortgage is a privately owned company by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 44 states. As heard on personal finance expert and author Dave Ramsey’s nationally syndicated radio show, the lender’s mission is to help borrowers achieve debt-free homeownership and build wealth through a smarter mortgage plan, regardless of their starting point. Churchill Mortgage is a wholly-owned subsidiary of Churchill Holdings, Inc.