Pavaso has been approved and authorized by the Michigan Secretary of State to support electronic notarization (eNotarization) and remote online notarization (RON) in Michigan. The announcement of approved vendors signals that eligible notaries are now free to act on 2018 legislation that permits digital notary services in the Great Lakes State. Both eNotarization and RON empower notaries, real estate professionals and their customers to enjoy more convenience and streamline real estate closings.
eNotarization is the process of notarizing digital documents in the personal presence (IPEN) of the borrower using an electronic notary seal. It gives customers the ability to access, save and share notarized documents any time, from anywhere.
RON allows notaries to eNotarize documents online from a different location than their customers, providing a solution to customers who are unable to attend the closing in person, or who want to reduce their travel time and expenses. Two-way audio-video technology is used to perform and document RON notarizations. The identity of all signors is verified through authentication technology, which securely captures and validates a government-issued photo ID. The signor must also correctly answer knowledge-based identification questions specific to their personal history.
Michigan-commissioned notaries must meet state eligibility criteria before they can begin offering these services, which includes a requirement to purchase and register an approved electronic notarization platform. Pavaso is one of only four platforms approved by the state.
As a key component of the digital closing, Pavaso’s user friendly platform brings notaries and their customers together online in a secure digital environment. It also gives closing agents the freedom to complete the transaction themselves, or the ability to utilize their own existing notary network and join as an observer to answer questions.
“It’s an honor for Pavaso to help the people of Michigan realize all the benefits of electronic and remote online notarization,” says Nancy Pratt, Vice President of Partner Relations & Government Affairs for Pavaso, who worked closely with the Michigan Secretary of State throughout the vetting process. “There’s a reason Pavaso is one of the most utilized platforms of its kind on the market. We work hand-in-hand with government officials to comply with state requirements and with settlement providers to create a best-in-class user experience.”