New Integration Seeks To Stop Fraud And Enhance Risk Mitigation

PathSoftware, a loan origination software (LOS) from CalyxSoftware, has integrated with First American Mortgage Solutions’ FraudGuard, a data-driven decision-support tool that increases the speed and accuracy of application reviews to help mitigate risk and improve loan quality. The tool leverages advanced analytics, reporting, defect trending and audit trails, drawing on public, private and proprietary data sources garnered from over 28 million reviewed loans.

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The DirectConnect integration enables PathSoftware users to seamlessly access FraudGuard without having to leave the LOS and run automated decision support services that provide critical data insights. This helps residential lenders, including credit unions, streamline operations and become more efficient through process and workflow automation, data aggregation and risk analysis. In addition, it gives lenders the confidence that they are originating compliant loans, which in turn allows them to provide homebuyers with a quicker loan approval and a better consumer experience.

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“We’re thrilled to be the first risk mitigation provider to integrate with the PathSoftware LOS,” said Kevin Wall, President of First American Mortgage Solutions. “FraudGuard is designed to improve loan quality, and the more we can do to give lenders the convenience and confidence to quickly produce higher quality loans, the better the experience and outcome for everyone, including consumers.”

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“In today’s highly regulated mortgage environment, lenders need to prove they’re originating loans to the highest quality standards,” said Bob Dougherty, Vice President of Business Development at PathSoftware. “Our integration with First American Mortgage Solutions’ FraudGuard will help lenders identify potential fraud risk in mortgage applications, giving them the confidence that they’re complying with regulations.”

Partnership Helps Lenders Get Closing Costs Right

Ernst Publishing Company, the leading provider of technology and closing cost data for the real estate and home finance industries for the past 27 years, announced today the integration of First American Mortgage Solutions services into its closing cost search and fee management software. The seamless connection allows Ernst’s lender clients to quickly and accurately get title, settlement and recording fee quotes from First American Mortgage Solutions and use them to populate the loan estimate required in many residential real estate transactions.

“Lenders working today need access to information from their third-party partners as if it were residing within their own systems,” said Gregory E. Teal, president and chief executive officer of Ernst Publishing. “Today’s consumers and regulators are demanding it and this new integration is another way for lenders to get it. We have a rich history of innovation at Ernst, spanning more than 26 years.

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“First American’s integration with Ernst demonstrates our commitment to helping lenders deliver high-quality mortgage loans that efficiently meet today’s regulatory requirements and homebuyer expectations for superior service,” said Kevin Wall, president of First American Mortgage Solutions. “Lenders now have another way to quickly access accurate title, settlement and recording fee quotes from First American.”

First American Mortgage Solutions provides lenders and servicers with end-to-end solutions covering the entire lifecycle of the residential loan, from origination to post-closing and from servicing to default services.

Lenders now have one-button access to First American Mortgage Solutions through Ernst’s closing cost search and fee management software. Ernst uses XML requests to directly query First American Mortgage Solutions for guaranteed-accurate fees and then propagate that information throughout all of Ernst’s technology solutions, from its innovative web interface and mobile solutions to the many custom fee engines deployed by lenders around the industry.

Ernst programs process an average of 150 million real estate transactions every year, industry-wide. Since the company was founded 27 years ago, Ernst has processed over 1 billion transactions. Ernst estimates that its technology is used for 90% of the nation’s new loan originations and refinance transactions. For a complete list of the company’s innovations, visit the website.