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Honoring Industry Innovation

Recognizing The Best Of The Best!

PROGRESS in Lending Association was formed to give industry thought leaders a voice. The right formula of technology combined with business strategy can come together to solve real industry problems. Now we’re going even further with the Innovations Program. The Innovations Awards Ceremony is always a great event. Read about which companies were named the Top Innovations of 2010, those companies that were just named the Top Innovations of 2011, those that were named the Top Innovations of 2012, those that were named the Top Innovations of 2013, those that were honored as the Top Innovations of 2014, those that were honored as the Top Innovations of 2015, and those that were honored as the Top Innovations of 2016.

As part of the Innovations Program we want to reward industry-changing innovations. For those companies or groups that have come together to do something truly game changing for the mortgage space, we want to recognize all that you do in order to change the industry for the better.

What are we looking for? We want to recognize innovations introduced into the mortgage market between January of 2016 to December of 2016 that truly changed the mortgage market for the better. As part of this competition, we’re not only looking to recognize a new release, although we certainly don’t want to discourage the entry of innovative new releases that hit the market in 2016. We also want to reward companies and groups for doing creative things throughout 2016 that made a positive difference.

Understand that this is not a subjective competition. All applications will be scored on a weighted scale. We will be looking for the innovation’s overall industry significance, the originality of the innovation, the positive change the innovation made possible, the intangible efficiencies gained as a result of the innovation, and the hard cost and time savings that the innovation enables industry participants to achieve. Find out more about our criteria.

How will we judge? This recognition will not be decided by mere industry onlookers, all seven industry experts that make up the PROGRESS in Lending Association executive team will act as judges and all will be given an equal say in how applications are evaluated. Learn more about our executive team. Applicants will be judged by industry peers who know the space inside and out, just like you do. In order to be considered your application must be submitted here online by Friday, January 26th.

NOW IS YOUR CHANCE TO GET RECOGNIZED! APPLY NOW!

Your Full Name

Your Company Name

Your Title

Your E-Mail

Describe the innovation that you think deserves recognition. Tell us about it.

Also, tell us how this innovation fulfills our criteria. First, tell us about the innovation's overall industry significance here:

Second, describe the originality of the innovation here:

Third, tell us about the positive change the innovation made possible here:

Fourth, list the intangible efficiencies gained as a result of the innovation here:

Lastly, talk about the hard return on investment made possible by the innovation here:

The winners will be named at a ceremony to be held in Detroit, Michigan on April 15, 2018.

Progress In Lending
The Place For Thought Leaders And Visionaries

November 2013 Issue: Streamlining Processes

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Editor’s Note

This section discusses how the industry can learn a thing or two from Google.

Your Voice—By Phil Hall

Phil Hall details why anyone in the world would want to be a mortgage banker.

Recovery Tips—By Odette Marra

Belmont Savings Bank talks about how they used technology in order to grow.

Market Pulse

New data from eLynx shows how important it is to form an even closer partnership with the consumer.

Process Improvement—By Tony Garritano

Tony Garritano notes that now is the best time to go paperless and explains exactly why the equation has changed.

Future Trends—By Roger Gudobba

Roger Gudobba offers the industry his candid advice on how to succeed regardless of what’s to come.

Business Strategies—By Michael Hammond

Michael Hammond says that your Web face matters and details the best way to conquer the Web these days.

Overcome Market Shifts—By Judy Margrett

The Turning Point stresses that centralized marketing automation will greatly enhance a lender’s referral business.

Keep Up—By Kelly Booth

Velocify shares an easy way for lenders to keep up and get their share of loans in a purchase market.

Social Media ROI—By Peter M. Bagazinski

Catholic Vantage Financial spells out how they used social media and got more originations out of it.

Tracking The CFPB—By Brad Willis

CCMC notes that there is a very clear way for mortgage lenders to remain one step ahead of the CFPB.

Driving Efficiency

In an ever-changing world, industry thought leaders came together to discuss how lenders can succeed going forward.

Times Have Changed—By Binh Dang

LendingQB points out that the right way to selection the best loan origination system has changed a lot.

Secondary Market Reform—By Barbara Perino and Rebecca Walzak

Perino and Walzak define the best way to re-make the secondary market absent the U.S. government.

True Data Integrity—By Lloyd Booth and Andy Young

Lloyd Booth and Andy Young shed some light on the only way to really ensure true data integrity.

Progress In Lending
The Place For Thought Leaders And Visionaries

August 2013 Issue: A New Outlook

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Editor’s Note

This section discusses how industry change can happen without a revolution.

Your Voice—By James Comtois

James Comtois talks about how customer service in our space is lacking.

Recovery Tips—By Jonathan M. Herman

MRG details how to defend against a fair lending claim and be successful.

Market Pulse

A survey conducted jointly by Vision Edge Marketing, ITSMA, and Forrester shares interesting data about how companies view marketing.

Process Improvement—By Tony Garritano

Tony Garritano notes that in the past month two big mortgage technology acquisitions have happened. But asks, what happens next?

Future Trends—By Roger Gudobba

Roger Gudobba believes that by using imagination, intellect and existing knowledge you can form in your mind a new thought or idea.

Business Strategies—By Michael Hammond

Michael Hammond says to describe your product or service offering in a manner that everyone understands is critical to success.

Doomsday Is Coming—By Barbara Perino and Rebecca Walzak

Perino and Walzak stress that the industry needs to deal with the coming CFPB regs.

Life In The Fast Lane—By Lisa Binkley

Platinum Data shares a way to apply more effective appraisal compliance processes.

Improve Your Image—By Phil Hall

Phil Hall warns that the public doesn’t always believe we’re out to do what’s best.

A Seasoned Point of View

After years as a lender, Ski Swiatkowski is now on the vendor side of things, and he’s telling it like it is.

The Proof Is In The Pudding—By Jeff Knott

Equifax says that the IRS’ electronic signing policy is adding up to big ROI for lenders.

Progress In Lending
The Place For Thought Leaders And Visionaries

July 2013: A Strategy For Future Success

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Editor’s Note

This section discusses the true status of our current fragile economy.

Your Voice—By Randy Schmidt

Data-Vision talks about how to use big data to enhance your Web presence.

Recovery Tips—By Reid Smeda

CSi details why identifying and adopting new technology can be very hard.

Market Pulse

Wipro Gallagher puts forth some stats to demystify the benefits of using big data.

Process Improvement—By Tony Garritano

Tony Garritano notes that earlier industry predictions may have missed the mark.

Future Trends—By Roger Gudobba

Roger Gudobba believes that we may be in need of some “high-flying” solutions.

Business Strategies—By Michael Hammond

Michael Hammond says that if your company’s story doesn’t resonate, you’re lost.

Lean Lending—By David Colwell

LendingQB stresses that lean lending will literally transform your business for the better.

Beyond Paperless—By Alec Cheung

eLynx shares four things about paperless lending that you just might not know.

Are You Stressed?—By Barbara Perino and Rebecca Walzak

Perino and Walzak believe that market flux is leading to a lot of unnecessary stress.

What’s Next For Our Industry?

Molly Dowdy of appraisal technology provider a la mode reflects on current industry change and looks ahead to how our industry can thrive into the future.

Break The Cycle—By Judy Margrett

The Turning Point says that now is the time to grow your purchase loan presence.

Progress In Lending
The Place For Thought Leaders And Visionaries

June 2013: What’s Next For Lending?

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Editor’s Note

This section discusses the nature of credit in our current lending market.

Your Voice—By Teresa Blake

Wipro Gallagher talks about its mortgage market forecast for this year.

Recovery Tips—By Chip Poli

Poli Mortgage details why and how lenders can better educate borrowers.

Market Pulse

Data-Vision Inc. puts forth a compelling timeline detailing the past, present and future of online lending.

Process Improvement—By Tony Garritano

Tony Garritano notes that in a changing market the LOS has to be on its toes.

Future Trends—By Roger Gudobba

Roger Gudobba believes that there’s a certain way to play and win these days.

Business Strategies—By Michael Hammond

Michael Hammond says that there is a way to conquer social media and thrive.

The LOS Hunt—By Marc Riccio and Daniel Liggett

ASC and Specialized Data Systems stress that LOS compliance is a business imperative.

Changing Times—By Nizar Hashlamon

Mortgage Cadence shares that a purchase-money loan takes at least 30% more work.

Appraisal Rules—By Jennifer Creech

InHouse believes that the deck is being stacked against the use of AMCs in many states.

Discussing Our Future

The 2013 PROGRESS in Lending Innovations Winners gathered to discuss the future of mortgage lending.

The Last Step—By By Barbara Perino and Rebecca Walzak

Perino and Walzak say that new rules might make closing and funding processes easier.

Progress In Lending
The Place For Thought Leaders And Visionaries

April 2013: Industry Evolution

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Editor’s Note

This section discusses new data on the state of the housing recovery.

Your Voice—By George Yacik

George Yacik talks about a potential historic crash in mortgage production.

Recovery Tips—By Scott Kersnar

Scott Kersnar details how the CFPB may be coming after your social media.

Market Pulse

New data suggests that there are clear ways for companies to stand out instead of just blending in with the crowd.

Process Improvement—By Tony Garritano

Tony Garritano notes that the best-of-breed vs. end-to-end debate is all but over. And the winner is …

Future Trends—By Roger Gudobba

Roger Gudobba believes that big data is more than a matter of size; it is a way to uncover insights and opportunities.

Business Strategies—By Michael Hammond

Michael Hammond says that if your leads tend to be more marketing qualified than sales qualified, it’s probably taking longer than you’d like.

The Audacity of Change—By Claire Hernandez

Automated Solutions Inc. stresses that market change is not always a bad thing if it is handled well.

Customer Retention—By Jim Blatt

Mortgage Returns shares that lenders who are not connected to past clients may find themselves at a disadvantage.

A New Mindset
Sharon Matthews of eLynx shares her thoughts about how the view of technology is changing and what is needed to move toward and maintain a healthy mortgage market.

A Balancing Act—By Barbara Perino and Rebecca Walzak

Perino and Walzak define how to strike the right balance between automation and the human element.

LOS Shopping—By Dan Green

Mortgage Cadence notes that acquiring new origination technology is a critical decision for every lender.

Progress In Lending
The Place For Thought Leaders And Visionaries

March 2013: The New World Of Doc Prep

BIG-TME313-Front-Cover

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Editor’s Note

This section discusses a new way for you to get the inside scoop.

Your Voice—By Lew Sichelman

Lew Sichelman talks about how Realtors may resists paperless.

Recovery Tips—By Leonard Ryan

QuestSoft details how good compliance requires good data.

Market Pulse

New data from CoreLogic reveals a year-over-year decrease in foreclosures to the tune of 17.8 percent.

Process Improvement—By Tony Garritano

Tony Garritano notes that now that QM has been defined, the CFPB is targeting servicers, as well.

Future Trends—By Roger Gudobba

Roger Gudobba talks about the process of turning data into meaningful information that lenders can use.

Business Strategies—By Michael Hammond

Michael Hammond says that marketing resources may be tight, but that doesn’t mean you can’t be successful.

The Business Tablet—By Randy Schmidt

Data-Vision stresses that Surface Pro could be a real game changer for the mortgage industry.

Mobile Tips—By Michael DeLapa and Kamal Shah

FotoNotes shares five key considerations that you should think about when taking your business mobile.

Advancing Doc Prep
Kathleen Mantych of MRG Document Technologies discusses how lenders can navigate the intense regulatory landscape and pick the right doc prep partner all at the same time.

Managing Change—By Barbara Perino and Rebecca Walzak

Perino and Walzak define what good leaders do to ease their staff into a world filled with a lot of change.

Fighting Fraud—By Alec Cheung

eLynx notes that coming together and leveraging shared data can help mitigate mortgage fraud.

Progress In Lending
The Place For Thought Leaders And Visionaries

January 2013: True Leadership

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Editor’s Note

This section discusses a new initiative here at PROGRESS.

Your Voice—By Brad Willis

CCMC details how important tight data connections are.

Recovery Tips—Reid Smeda

CSi talks about how to comply without needing unlimited resources.

Market Pulse

New data from Interthinx shares some good news. National fraud levels are on the decline.

Process Improvement—By Tony Garritano

Tony Garritano notes that there are certain things that we can all watch for in 2013 and beyond.

Future Trends—By Roger Gudobba

Roger Gudobba talks about how the fiscal cliff and other news events will help or hurt us this year.

Business Strategies—By Michael Hammond

Michael Hammond says that there is a more effective way to market you business in 2013.

Do You Feel Lucky?—By Barbara Perino and Rebecca Walzak

Analysts stress that those lenders that think the regulators like the CFPB and others won’t audit them are mistaken.

The Path To Paperless & More—By Andy Crisenbery

eLynx shares how important it is for lenders to consider a comprehensive approach when migrating to a data-based lifecycle.

Talking Up Leadership

David Lykken talks about the type of leader needed to make mortgage lending successful again.

Winning The Game—By Stephen Margrett

The Turning Point says compliance-centric marketing automation delivers where CRM technology can’t.

Lending Inflection Points—By Dan Green

Mortgage Cadence notes that we’re approaching the time when there are no more refinance bullets.

Progress In Lending
The Place For Thought Leaders And Visionaries

December 2012: Risk-Free Lending

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Editor’s Note

This section discusses how to foster more collaboration.

Your Voice—By Ted Hicks

Calyx Software details the evolution of the mortgage banker.

Recovery Tips—Leonard Ryan

QuestSoft talks about how reform doesn’t have to be painful.

Market Pulse

The CoreLogic third quarter 2012 multifamily applicant risk (MAR) index report including new renter trends, showed a tough market ahead.

Process Improvement—By Tony Garritano

Tony Garritano notes that there are things that lenders can be doing today to prepare for after the refi boom ends.

Future Trends—By Roger Gudobba

Roger Gudobba talks about how you can use New Year’s Resolutions to grow your business throughout 2013.

Business Strategies—By Michael Hammond

Michael Hammond says that when you’re looking at new marketing strategies and techniques, don’t forget video.

The New Wholesale—By Andrew Weiss-Malik

360 Mortgage stresses that wholesale lending isn’t dead, but it has certainly changed.

Regulatory Pros & Cons—By Jonathan M. Herman

MRG shares how new rules and regs can be turned into a solid business opportunity.

Mitigating Risk

Reid Smeda of CSi discusses how compliant systems in place today have to be “data-obsessed” so they are equipped to gather, analyze, disclose, and retain the many, many, many pieces of data that “define the transaction.”

WD-40 For Loans—By Daniel Jacobs

RFC wants to apply an entire can of WD-40 to make the process glide more smoothly.

Transforming Our Space—By Barbara Perino and Rebecca Walzak

Analysts say there are steps that we can take today to transform the whole industry.

Progress In Lending
The Place For Thought Leaders And Visionaries

October 2012: Advancing Origination

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Editor’s Note

This section discusses why it’s important to get involved.

Your Voice—By Joseph Badalamenti

Five Brothers shares how to tackle REO disposition.

Recovery Tips—By Jim Blatt

Mortgage Returns talks about the next purchase market.

Market Pulse

Xerox data concludes that despite the challenges of compliance, new rules and regulation has been a net positive for this space.

Process Improvement—By Tony Garritano

Tony Garritano notes that after UMDP and UAD the appraisal space has changed, but asks if it is for the better.

Future Trends—By Roger Gudobba

Roger Gudobba thinks that there is a science to procrastination that everyone in the mortgage space should learn.

Business Strategies—By Michael Hammond

Michael Hammond reveals how your company’s organization may be playing a role in hindering your success.

Point of Contact—By Barbara Perino and Rebecca Walzak

Analysts report that the single point of contact rule can be tricky.

Mobile Tech is Spreading—By Randy Schmidt

Data-Vision shares how mobile is quickly taking over our space.

Tomorrow’s LOS—By Tim Anderson

ISGN stresses that the LOS needs to do even more in today’s market.

Moving Origination Forward

After 30 years in the business, Lester Dominick of MortgageFlex remains a big player. He talks about how the company has adapted.

The Paper Monster—By Eric Kujala

DocVelocity says there are new paperless trends that we need to know.

Progress In Lending
The Place For Thought Leaders And Visionaries